Best Kotak Bank Credit Cards
Owning a credit card is a financial requirement to handle your day to day expenses and it is no longer a status symbol. Kotak Mahindra Bank has credit cards to suit a range of expenses like shopping, travel, dining, movie tickets etc. The rewards and discounts that come with the range of cards can literally lure you into owning the cards.
| Card Name | Joining Fee | Annual Fee |
|---|---|---|
| Urbane Gold Credit Card | Nil | Rs. 199 |
| League Platinum Credit Card | Rs. 499 | Rs. 500 |
| Royale Signature Credit Card | Nil | Rs. 999 |
| PVR Kotak Platinum Credit Card | Nil | Rs. 999 |
| Kotak Infinite Credit Card | NIL | NIL |
| Privy League Signature Credit Card | NIL | NIL |
| Wealth Signature Credit Card | NIL | NIL |
Table of Contents: Kotak Mahindra Bank Credit Card [Hide]
- Types of Kotak Mahindra Bank Credit Card
- Features of Kotak Mahindra Bank Credit Card
- Benefits of Kotak Mahindra Bank Credit Card
- Detailed Features of Kotak Mahindra Bank Credit Card
- Kotak Mahindra Bank Credit Card Rewards Details
- Kotak Mahindra Bank Card Fees Details
- Kotak Mahindra Bank Card Charges Details
- How to Apply for Kotak Mahindra Bank Credit Card?
- Eligibility Criteria for Kotak Mahindra Credit Card
- Documents required for Kotak Mahindra Bank Credit Card
- Making Kotak Mahindra Bank Credit Card Payment
- Kotak Mahindra Bank Credit Card Customer Care Numbers
Types of Kotak Mahindra Bank Credit Card
The following are the types of Kotak Mahindra Bank Credit Card.
- Royal Signature Credit Card
- Urbane Gold Credit Card
- PVR Gold Credit Card
- League Platinum Credit Card
- Wealth Management Infinite Credit Card
- Privy League Signature Credit Cards
- PVR Platinum Credit Card
- Essentia Platinum Credit Card
- Aqua Gold Credit Card
- Fortune Gold Credit Card
- Delight Platinum Credit Card
- Solaris Platinum Credit Card
- Privy League Signature Credit Card
- Best Price Credit Card
- Silk Inspire Credit Card
- Corporate Wealth Signature Credit Card
- NRI Royale Signature Credit Card
- Corporate Platinum Credit Card
- Feast Gold Credit Card
- Corporate Gold Credit Card
Features of Kotak Mahindra Bank Credit Card
- Payment of bills through reward points: The accumulated reward points can be utilised to pay the outstanding credit card bill.
- Conversion to EMI option: The card gives you the convenience of converting your high- value purchases to EMI and pay back in easy instalments.
- Balance Transfer: The outstanding dues of other bank cards can be transferred to Kotak Mahindra Card at a lower rate of interest and paid back in easy instalments.
- Lost card liability cover: Lost Card cover up to 2,50,000/- is available prior to 7 days from the date of reporting the loss/theft of the card. The transactions on the card after reporting of the loss which can be done from anywhere in the world is not billed to you and you are not liable for such transactions.
Benefits of Kotak Mahindra Bank Credit Card
The benefits of Kotak Mahindra Bank Credit Card are as mentioned below:
- Global acceptance: The major benefit of the card is its worldwide acceptance. This makes payment of your expenses abroad very convenient.
- Cashback and discounts: There are cashback facilities for the spends on the credit card for select category of purchases. Many of the merchants offer special discounts on spends on the card.
- Flyer Miles: If you are a frequent flier you can earn flyer miles with every purchase of a ticket. The flyer points can be set off against the purchase of another ticket on accumulation.
- Reward Points: For every spend with the credit card you earn reward points which can be redeemed to purchase any other item.
- Credit Score: Credit Card has a duel benefit. It enhances the availability of finance for your expenditure and also enables improvement of your credit score of helps you build a credit history which is very essential if you have to avail a high- ticket loan in future for any heavy investments. Payment of credit card bills on time will help improve your credit score.
Wealth Management Infinite Credit Card
- The design of the card is customised.
- A higher credit limit is available. The minimum credit limit is 10.00 lakhs
- You can gain access to international events.
- 2 complimentary golf rounds in a month for the primary cardholder.
- 4 complimentary access in a quarter to Visa Lounges across the country
- Special concierge service for hotel bookings, travel ticket bookings, car bookings, bookings for special events, flower and gift delivery etc. is available.
Privy League Signature Credit Card Features
- With Priority Pass membership you get access to over 1000 airport lounges of 100 countries along with free wifi, refreshments etc.
- You get 4 free PVR tickets in a quarter.
- 24 x 7 concierge service for all bookings available.
- Fuel surcharge waiver for transactions between 500/- to 4000/- with a maximum of 4500/- per year.
- Railway surcharge waiver up to 500/- a year.
- SMS KPRIVY and get at response within 30 minutes for any assistance.
- Purchases above 3000/- can be converted to EMI.
- Balance transfer facility of outstanding balances on other bank cards at lower interest payable in easy instalments is available.
- Protection up to 250000/- for unauthorised transactions on lost/stolen card up to 7 days prior to reporting of loss/theft.
- The card is enabled for contactless transaction for transactions up to 2000/-
PVR Platinum Credit Card
- Insurance cover for the lost/stolen card is available.
Essentia Platinum Credit Card Features
- SMS KASSIST to 5676788 and get a response within 3o minutes for any query.
- Add-on card facility is available with facility to set a limit for add-on spends and also with a track facility for add-on spends.
- Special offers for lifestyle spend like travel, dining, etc.
- Contactless card facility is available for a transaction up to RS. 2000/-