Top 10 Yes Bank Credit Cards
| Card Name | Annual Fee | Best For |
|---|---|---|
| YES FIRST Preferred Credit Card | Rs. 2,499 + GST | Travel & Rewards |
| YES PREMIA Credit Card | Rs. 1,599 + GST | Travel & Rewards |
| YES Prosperity Edge Credit Card | Rs. 1,199 + GST | Rewards & Entertainment |
| YES Prosperity Rewards Plus Credit Card | Rs. 499 + GST | Rewards & Shopping |
| YES Prosperity Rewards Credit Card | Rs. 299 + GST | Rewards & Shopping |
| YES FIRST BUSINESS Credit Card | Rs. 4,999 + GST | Travel, Rewards & Lifestyle |
| YES Prosperity BUSINESS Credit Card | Rs. 2,499 + GST | Travel & Rewards |
| YES FIRST Exclusive Credit Card | Rs. 9,999 + GST | Travel & Rewards |
| YES Prosperity Cashback Plus Credit Card | Rs. 1,499 + GST | Cashback & Entertainment |
| YES Prosperity Cashback Credit Card | Rs. 999 + GST | Cashback & Shopping |
Table of Contents: YES Bank Credit Card[Hide]
- Top 10 Yes Bank Credit Cards
- Features Of Yes Bank Credit Cards
- Benefits of Yes Bank Credit Cards
- Yes Bank Credit Card Eligibility
- Documents Required For Yes Bank Credit Card
- Yes Bank Credit Card Fee & Charges
- Yes Bank Credit Card Reward Points
- Balance Transfer: How to Use the BT Feature and What are the Benefits?
- Bill Payment Options for Yes Bank Credit Card
Features of Yes Bank Credit Cards
The following are the features and benefits of Yes Bank Credit Cards:
- Special offers for lifestyle spend like shopping, dining, movie tickets, and travel.
- Bonus reward points and vouchers as welcome gifts.
- Complimentary access to domestic airport lounges at major airports across the country.
- Waiver of surcharge on fuel spends.
- Exclusive Concierge service will be available.
- Free access to premier golf courses across the country.
- Reward points for spends on all purchases.
- Facility to convert transactions on the Credit Card to EMI and pay in easy instalments.
- Facility for a contactless transaction is available.
- Online transactions can be secured with Mastercard Secure Code.
- Instant cash-advance facility up to the available credit limit at nominal interest is available. This cash advance is a Personal Loan with no restriction on end-use and can be paid in easy instalments.
- Facility to initiate standing instructions on YesPayNow to pay your utility bills on the due dates
Benefits of Yes Bank Credit Cards
Here are the benefits you can enjoy with the 5 types of credit cards as provided by YES BANK:
- Welcome Cashback between Rs. 250 and Rs. 1,250 on spends made in first month.
- Attractive cashback on bill payments, movie tickets, dining, shopping, & travel.
- Get Yes Bank Reward Points on every use and choose from the bank’s extensive catalogue to redeem your reward points against the purchase.
- Convert any large purchases into instant EMI and spread the cost over a longer period.
- Yes Bank credit cards are secure with EMV chips/ tap-and-pay NFC chips for quick & secure payments and transactions.
- Get fuel surcharge waivers for transactions between Rs. 400 to Rs. 5,000.
- With select Yes Bank credit cards, get access to MasterCard lounges.
- Secure access on e-payments with a MasterCard PIN.
- Yes Bank also provides American Express credit cards offers for high-value customers, giving them access to the best retail services across the world.
- The card is available in many variants.
Yes Bank Credit Cards Eligibility
Following are the Yes Bank Credit Card eligibility criteria:
- Occupation: Salaried, self-employed, proprietors, and partners of partnership firms.
- Age:
- 21 to 70 for Business Credit Cards
- 21 to 60 for all other cards
- Credit score: Above 750
- Minimum income criteria:
- YES FIRST Preferred Credit Card: Rs. 2 Lakhs per month or ITR of Rs. 24 Lakhs. This card can also be availed against Fixed Deposit of minimum Rs. 3 Lakhs in select branches of Yes Bank.
- YES PROSPERITY EDGE Credit Card: Rs. 60,000 per month or ITR of Rs. 7.20 Lakhs.
- YES Prosperity Rewards Plus Card: Rs. 25,000 per month or ITR of Rs. 5 Lakhs. This card is also issued against Fixed Deposit at select branches of Yes Bank.
- YES Prosperity Rewards Credit Card: Rs. 25,000 per month or ITR of Rs. 5 Lakhs.
- YES Prosperity BUSINESS Credit Card: ITR of Rs. 5 Lakhs.
- YES FIRST BUSINESS Credit Card: ITR of Rs. 10 Lakhs.
- YES FIRST Exclusive Credit Card: Rs. 4 Lakhs per month or ITR of Rs. 50 Lakhs.
- YES Premia Credit Card: Rs. 1.20 Lakhs per month or ITR of Rs. 15 Lakhs.
- YES Prosperity Cashback Plus Credit Card: Rs. 25,000 per month or ITR of Rs. 5 Lakhs.
- YES Prosperity Cashback Credit Card: Rs.25,000 per month or ITR of Rs. 5 Lakhs.
Documents Required For Yes Bank Credit Cards
The following documents are required to apply for Yes Bank Credit Card:
- Address Proof: Such as Aadhaar Card, Passport, Driving Licence, Utility bills, Rental Agreement, etc.
- Proof of Identity: Such as Aadhaar Card, Voter's ID Card, Passport, Driving Licence, PAN Card, etc.
- Income Proof: Such as IT Returns, Form 16, and the latest Salary Slips.