Top 10 ICICI Bank Credit Cards
| Card Name | Annual Fee | Best For |
|---|---|---|
| ICICI FIRST Preferred Credit Card | Rs. 2,499 + GST | Travel & Rewards |
| ICICI PREMIA Credit Card | Rs. 1,599 + GST | Travel & Rewards |
| ICICI Prosperity Edge Credit Card | Rs. 1,199 + GST | Rewards & Entertainment |
| ICICI Prosperity Rewards Plus Credit Card | Rs. 499 + GST | Rewards & Shopping |
| ICICI Prosperity Rewards Credit Card | Rs. 299 + GST | Rewards & Shopping |
| ICICI FIRST BUSINESS Credit Card | Rs. 4,999 + GST | Travel, Rewards & Lifestyle |
| ICICI Prosperity BUSINESS Credit Card | Rs. 2,499 + GST | Travel & Rewards |
| ICICI FIRST Exclusive Credit Card | Rs. 9,999 + GST | Travel & Rewards |
| ICICI Prosperity Cashback Plus Credit Card | Rs. 1,499 + GST | Cashback & Entertainment |
| ICICI Prosperity Cashback Credit Card | Rs. 999 + GST | Cashback & Shopping |
Table of Contents: ICICI Bank Credit Card[Hide]
- Top 10 ICICI Bank Credit Cards
- Features Of ICICI Bank Credit Cards
- Benefits of ICICI Bank Credit Cards
- ICICI Bank Credit Card Eligibility
- Documents Required For ICICI Bank Credit Card
- ICICI Bank Credit Card Fee & Charges
- ICICI Bank Credit Card Reward Points
- Balance Transfer: How to Use the BT Feature and What are the Benefits?
- Bill Payment Options for ICICI Bank Credit Card
Features of ICICI Bank Credit Cards
The following are the features and benefits of ICICI Bank Credit Cards:
- Special offers for lifestyle spend like shopping, dining, movie tickets, and travel.
- Bonus reward points and vouchers as welcome gifts.
- Complimentary access to domestic airport lounges at major airports across the country.
- Waiver of surcharge on fuel spends.
- Exclusive Concierge service will be available.
- Free access to premier golf courses across the country.
- Reward points for spends on all purchases.
- Facility to convert transactions on the Credit Card to EMI and pay in easy instalments.
- Facility for a contactless transaction is available.
- Online transactions can be secured with Mastercard Secure Code.
- Instant cash-advance facility up to the available credit limit at nominal interest is available. This cash advance is a Personal Loan with no restriction on end-use and can be paid in easy instalments.
- Facility to initiate standing instructions on ICICIPayNow to pay your utility bills on the due dates
Benefits of ICICI Bank Credit Cards
Here are the benefits you can enjoy with the 5 types of credit cards as provided by ICICI BANK:
- Welcome Cashback between Rs. 250 and Rs. 1,250 on spends made in first month.
- Attractive cashback on bill payments, movie tickets, dining, shopping, & travel.
- Get ICICI Bank Reward Points on every use and choose from the bank’s extensive catalogue to redeem your reward points against the purchase.
- Convert any large purchases into instant EMI and spread the cost over a longer period.
- ICICI Bank credit cards are secure with EMV chips/ tap-and-pay NFC chips for quick & secure payments and transactions.
- Get fuel surcharge waivers for transactions between Rs. 400 to Rs. 5,000.
- With select ICICI Bank credit cards, get access to MasterCard lounges.
- Secure access on e-payments with a MasterCard PIN.
- ICICI Bank also provides American Express credit cards offers for high-value customers, giving them access to the best retail services across the world.
- The card is available in many variants.
Documents Required For ICICI Bank Credit Cards
The following documents are required to apply for ICICI Bank Credit Card:
- Address Proof: Such as Aadhaar Card, Passport, Driving Licence, Utility bills, Rental Agreement, etc.
- Proof of Identity: Such as Aadhaar Card, Voter's ID Card, Passport, Driving Licence, PAN Card, etc.
- Income Proof: Such as IT Returns, Form 16, and the latest Salary Slips.
ICICI Bank Credit Card Eligibility
Following are the ICICI Bank Credit Card eligibility criteria:
- Occupation: Salaried, self-employed, proprietors, and partners of partnership firms.
- Age:
- 21 to 70 for Business Credit Cards
- 21 to 60 for all other cards
- Credit score: Above 750
- Minimum income criteria:
- ICICI FIRST Preferred Credit Card: Rs. 2 Lakhs per month or ITR of Rs. 24 Lakhs. This card can also be availed against Fixed Deposit of minimum Rs. 3 Lakhs in select branches of ICICI Bank.
- ICICI PROSPERITY EDGE Credit Card: Rs. 60,000 per month or ITR of Rs. 7.20 Lakhs.
- ICICI Prosperity Rewards Plus Card: Rs. 25,000 per month or ITR of Rs. 5 Lakhs. This card is also issued against Fixed Deposit at select branches of ICICI Bank.
- ICICI Prosperity Rewards Credit Card: Rs. 25,000 per month or ITR of Rs. 5 Lakhs.
- ICICI Prosperity BUSINESS Credit Card: ITR of Rs. 5 Lakhs.
- ICICI FIRST BUSINESS Credit Card: ITR of Rs. 10 Lakhs.
- ICICI FIRST Exclusive Credit Card: Rs. 4 Lakhs per month or ITR of Rs. 50 Lakhs.
- ICICI Premia Credit Card: Rs. 1.20 Lakhs per month or ITR of Rs. 15 Lakhs.
- ICICI Prosperity Cashback Plus Credit Card: Rs. 25,000 per month or ITR of Rs. 5 Lakhs.
- ICICI Prosperity Cashback Credit Card: Rs.25,000 per month or ITR of Rs. 5 Lakhs.