Terms and Conditions for Use of the Website

MYFINFLOW CONSULTANCY Private Limited, incorporated under the laws of India with its registered office at BHIVE Premium Church Street #48, Church St. Harldevpur, Shanthala Nagar, Ashok Nagar Bengaluru, Karnataka-560001 (hereinafter referred to as "MYFINFLOW," "Company," "Us," or "We"), owns the mobile application and website at www.myfinflow.com, operated under the brand name 'Myfinflow' (collectively referred to as the "Platform"). As a user ("User") of this Platform, you understand that Myfinflow provides access to various financial products, including but not limited to personal/consumer loans, credit cards, and insurance, offered by our financial partners. The term "Users" or "You" used in these Terms & Conditions refers to anyone accessing the Platform, whether for browsing or availing products offered by Myfinflow's financial partners.

Your use of this Platform implies that you have read, understood, and agreed to abide by the following disclaimer, terms, and conditions ("Terms & Conditions"). These Terms & Conditions, together with our privacy policy as provided on the Platform ("Privacy Policy"), govern your usage of the Platform. If you disagree with any part of these Terms & Conditions, please do not use the Platform.

1. General

Myfinflow facilitates access between Banks or Non-Banking Financial Companies ("NBFCs"), registered with the Reserve Bank of India ("Financial Partner" or "Lender"), willing to lend, and Users seeking financial products. The final decision regarding lending and borrowing lies with the Financial Partner and the Users in their respective capacities as lenders/borrowers.

Myfinflow is a private limited company registered under the Companies Act, 2013. We are merely a facilitator providing the Platform for financial product seekers and do not directly offer any financial services. We connect borrowers with partner Lenders to avail lending and financial services...

2. Eligibility

Users of this Platform must be natural/legal persons who have attained at least 18 years of age and are legally allowed to enter into contracts in India. By registering on the Platform, Users agree to abide by these Terms & Conditions...

3. Acceptance of Terms and Conditions

As a User, by accessing this Platform, you agree to the Terms & Conditions provided here or elsewhere on this Platform, including disclaimers. If you do not agree, please refrain from using the Platform...

4. Your Account

To use the Platform, you must maintain an account and provide necessary information, including your name, email, contact number, and any other required details. You are responsible for maintaining the confidentiality and security of your account and password...

5. Privacy

Myfinflow collects certain information from you to provide the Services. The use of your personal information is governed by our Privacy Policy.

6. License and Site Access

MYFINFLOW CONSULTANCY grants you a limited license to access and use the Platform for availing the Services. However, you are not permitted to download any material from it (other than page caching) or modify it, or any portion of it...

7. Monitoring of the Platform and Your Account

MYFINFLOW reserves the right to monitor the content of the Platform at all times, including information in your account. This is to verify the authenticity of the information provided by you and ensure compliance with the Terms and Conditions...

8. Service Suspension

MYFINFLOW may cease providing the Services and terminate your use of the Platform at any time without prior notice. Upon termination, (a) the rights and licenses granted to you in these Terms & Conditions will end; and (b) you must stop using the Platform...

9. Limitation of Liability and Disclaimer of Warranties

Despite the provisions of these Terms & Conditions, MYFINFLOW and its affiliated companies, subsidiaries, officers, directors, employees, or related parties will not be liable to you or any third party for indirect, incidental, special, or consequential damages...

10. Indemnity

You agree to indemnify, save, and hold MYFINFLOW, its affiliates, contractors, employees, officers, directors, agents, and third-party associates, licensors, and partners harmless from any and all claims, demands, losses, damages, liabilities, costs, and expenses, including legal fees...

11. Advertisers/Third Party Links on the Website

MYFINFLOW accepts no responsibility for advertisements contained within the Platform. MYFINFLOW reserves the right to assume the exclusive defense and control of any matter requiring indemnification, and you agree to cooperate with MYFINFLOW’s defense and settlement of these claims...

12. Disclaimer

The website provides information about various loan products, insurance products, credit scores, and links to other websites or resources. These links and information are received from banks, NBFCs, insurance companies, and credit rating agencies, over which myfinflow.com has no control. Users of this website acknowledge that myfinflow.com is offering these details and links solely for convenience and understand that myfinflow.com is not responsible for the accuracy of this information. Users are advised to independently verify the information and conduct the necessary due diligence before making any decisions. Neither myfinflow.com nor its employees, partners, or associated staff are liable for any loss, harm, or damage resulting from the use of information on this website. Additionally, the use of links to external websites is subject to the terms of use and privacy policies on those sites.