Monthly Payment (EMI):
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Total Interest Payable:
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Total Payment:
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Check your Home Loan eligibility in just Few Steps
Basic Details
Income Details
Home Details
Offers From Top Lender
SBI Home Loan
★ ★ ★ ★ ☆
Loan Amount : Up to 90% of property value
Max Tenure : Up to 30 years
Best Rate : 8.50% – 9.85% p.a.
Processing Fee : 0.35% of loan amount (Rs 2,000-Rs 10,000)
Max Tenure : Up to 30 years
Best Rate : 8.50% – 9.85% p.a.
Processing Fee : 0.35% of loan amount (Rs 2,000-Rs 10,000)
HDFC Home Loan
★ ★ ★ ★ ☆
Loan Amount : Up to 90% of property cost
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 0.50% of loan amount
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 0.50% of loan amount
ICICI Bank
★ ★ ★ ★ ☆
Loan Amount : Up to Rs 5 crore
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 2% of loan amount
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 2% of loan amount
Bank of Baroda
★ ★ ★ ★ ☆
Loan Amount : Up to Rs 20 Crore
Max Tenure : Up to 30 years
Best Rate : 8.40% – 10.90%
Processing Fee : 0.25%-0.50% of loan amount
Max Tenure : Up to 30 years
Best Rate : 8.40% – 10.90%
Processing Fee : 0.25%-0.50% of loan amount
Punjab National Bank
★ ★ ★ ★ ☆
Loan Amount : As per the borrower’s eligibility
Max Tenure : Up to 30 years
Best Rate : 8.40% – 10.25% p.a.
Processing Fee : Waived off till 31st March 2025
Max Tenure : Up to 30 years
Best Rate : 8.40% – 10.25% p.a.
Processing Fee : Waived off till 31st March 2025
Axis Bank
★ ★ ★ ★ ☆
Loan Amount : Rs 1 lakh – Rs 5 crore
Max Tenure : Up to 30 years
Best Rate : 8.75%-13.30% p.a.
Processing Fee : Up to 1% + GST
Max Tenure : Up to 30 years
Best Rate : 8.75%-13.30% p.a.
Processing Fee : Up to 1% + GST
Kotak Mahindra Bank
★ ★ ★ ★ ☆
Loan Amount : Up to 90% of property value
Max Tenure : Up to 25 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 1% of the loan amount
Max Tenure : Up to 25 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 1% of the loan amount
LIC Home Loan
★ ★ ★ ★ ☆
Loan Amount : 90% of property value
Max Tenure : Up to 30 years
Best Rate : 8.50% – 10.75% p.a.
Processing Fee : 0.25% of loan amount
Max Tenure : Up to 30 years
Best Rate : 8.50% – 10.75% p.a.
Processing Fee : 0.25% of loan amount
IDFC First Bank
★ ★ ★ ★ ☆
Loan Amount : Up to Rs 10 crore
Max Tenure : Up to 30 years
Best Rate : 8.95% p.a.
Processing Fee : 0.5% to 1% of the sanctioned loan amount
Max Tenure : Up to 30 years
Best Rate : 8.95% p.a.
Processing Fee : 0.5% to 1% of the sanctioned loan amount
Tata Capital Home Loan
★ ★ ★ ★ ☆
Loan Amount : Rs 5 lakh- Rs 5 crore
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 2% of loan amount
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 2% of loan amount
Standard Chartered Bank
★ ★ ★ ★ ☆
Loan Amount : Rs 35 crore
Max Tenure : Up to 30 years
Best Rate : 8.95% p.a.
Processing Fee : 0.5% to 1% of the sanctioned loan amount
Max Tenure : Up to 30 years
Best Rate : 8.95% p.a.
Processing Fee : 0.5% to 1% of the sanctioned loan amount
SBI Home Loan
★ ★ ★ ★ ☆
Loan Amount : Up to 90% of property value
Max Tenure : Up to 30 years
Best Rate : 8.50% – 9.85% p.a.
Processing Fee : 0.35% of loan amount (Rs 2,000-Rs 10,000)
HDFC Home Loan
★ ★ ★ ★ ☆
Loan Amount : Up to 90% of property cost
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 0.50% of loan amount
ICICI Bank
★ ★ ★ ★ ☆
Loan Amount : Up to Rs 5 crore
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 2% of loan amount
Bank of Baroda
★ ★ ★ ★ ☆
Loan Amount : Up to Rs 20 Crore
Max Tenure : Up to 30 years
Best Rate : 8.40% – 10.90%
Processing Fee : 0.25%-0.50% of loan amount
Punjab National Bank
★ ★ ★ ★ ☆
Loan Amount : As per the borrower’s eligibility
Max Tenure : Up to 30 years
Best Rate : 8.40% – 10.25% p.a.
Processing Fee : Waived off till 31st March 2025
Axis Bank
★ ★ ★ ★ ☆
Loan Amount : Rs 1 lakh – Rs 5 crore
Max Tenure : Up to 30 years
Best Rate : 8.75%-13.30% p.a.
Processing Fee : Up to 1% + GST
Kotak Mahindra Bank
★ ★ ★ ★ ☆
Loan Amount : Up to 90% of property value
Max Tenure : Up to 25 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 1% of the loan amount
LIC Home Loan
★ ★ ★ ★ ☆
Loan Amount : 90% of property value
Max Tenure : Up to 30 years
Best Rate : 8.50% – 10.75% p.a.
Processing Fee : 0.25% of loan amount
IDFC First Bank
★ ★ ★ ★ ☆
Loan Amount : Up to Rs 10 crore
Max Tenure : Up to 30 years
Best Rate : 8.95% p.a.
Processing Fee : 0.5% to 1% of the sanctioned loan amount
Tata Capital Home Loan
★ ★ ★ ★ ☆
Loan Amount : Rs 5 lakh- Rs 5 crore
Max Tenure : Up to 30 years
Best Rate : 8.75% p.a.
Processing Fee : Up to 2% of loan amount
Standard Chartered Bank
★ ★ ★ ★ ☆
Loan Amount : Rs 35 crore
Max Tenure : Up to 30 years
Best Rate : 8.95% p.a.
Processing Fee : 0.5% to 1% of the sanctioned loan amount
Why Choose Us
Fast Disbursal
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Personalised
Enjoy personalized loan solutions tailored to your needs with MyFinFlow. Flexible options designed to fit your unique financial goals.
Tech based Easy Access to Credit
Our algorithm-based technology provides access to multiple credit offers, ease of comparison and unbiased advice
Innovation
We value innovation in order to provide cutting-edge financial solutions and improving.
Integrity
We respect the greatest standards of integrity, transparency, honesty, and ethical behavior.
User Focus
We put our clients first in all we do, and we work hard to understand their needs and deliver unique solutions with great service.
Growth
Through strategic initiatives and continual development, we are committed to fostering growth for both our clients and our company.
EMI Calculator
Home Loan Features
Attractive Interest Rates
Minimal Documentation
30 Years of Tenure
Features and Benefits of our Home Loan
A vast array of institutions offer you the best home loan rates at the most competitive rates and affordable EMIs.
- Home Loan: If you have a plot of land and lack financial support to construct a home on that piece of property, you may choose a house construction loan. Such borrowing is mainly made to construct or repair a major part of your home.Should you already own a home, and feel the need to extend the building, add an annexe, or build another floor, etc., Home Extension Loan is your go-to option that finances such needs.
- Home Construction Loan: If you have a plot of land and lack financial support to construct a home on that piece of property, you may choose a house construction loan. Such borrowing is mainly made to construct or repair a major part of your home.
- NRI Home Loan: If you are a patriot, a Non-Resident Indian, and wish to own residential property in India, NRI Home Loan is your answer. Though the formalities for application may be a little different.
Home Loan Eligibility
- You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
- Salaried Person - 21 years to 58 years
- Self-Employed Person - 25 years to 65 years
Age
- Salaried Person - Minimum Rs. 10,000 per month
- Self-Employed Person - Minimum Rs. 2,00,000 per year
Income
- Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
- Self-Employed Person - Minimum 3 years of Experience in the current field
Employment
- A credit score of 750 is considered a good score for approval.
Credit Score
Documentation For Home Loan
Income Proof Documents
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Salaried Individuals:
- Form 16
- Employee Identity Card
- 3 Months Salary Slip
- 6 Month Bank Account Statement
- Duration of Employment Evidence
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Self-Employed Individuals
- PAN
- Trade License
- Partnership Deed
- Article of Association
- Memorandum of Association
- Import Export Code
- SEBI Registration Certificate
- ROC Registration Certificate
- Financial Statement Audited by CA
- Profit & Loss Account Statement
- Balance Sheet
- 6 Months Bank Account Statement
- Professional Practice License for Doctors, Consultants, etc
- Registration Certificate of Establishment for Shops, Factories, and Other Establishments
- Business Address Proof
Frequently Asked Questions
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What is a home loan?
A home loan is a loan used to buy a home. It is repaid over 15 to 30 years and is secured by the property being purchased. If the borrower fails to repay, the lender can take possession of the property.
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How do I qualify for a home loan?
To qualify for a home loan, you typically need a good credit score (usually above 620), a steady income, and a low debt-to-income ratio. Lenders also consider your employment history. If you meet all of the lenders perimeters than you are eligible for a home loan.
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Can I prepay my home loan?
Yes, you can usually prepay your home loan in two ways such as full prepayment and part prepayment. If you have the remaining principle amount availabe with then you can fully pay the amount and close the loan or the payment also can be made in parts and the principle will be reduced by the same amount.
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Is it possible to secure a 100% home loan from a bank?
No, it is not possible to secure 100% loan from the bank.However banks provide upto 90-95% of the agreement value.
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What is the maximum home loan that I can get?
The maximum home loan that you can get is not capped by any amount but it is given on the basis of the agreement value and also the borrorwers income eligibilty and credit history. generally banks provide 90-95% of the agreement value.